Zilch is revolutionizing the way people shop and manage their finances, offering a responsible and flexible approach to credit. With Zilch, you get a higher credit limit tailored to your needs, and it's easy to build your credit score by using their interest-free credit regularly and making timely payments. Zilch allows you to pay over 6 weeks with zero interest, offering a convenient way to budget for bigger purchases. Plus, you can get up to 5% back in Zilch Rewards when you shop online and enable your card for Pay now before checkout. The Zilch app simplifies your shopping experience by providing voucher codes for savings at your favorite stores. You can also snooze instalments if you need more time to pay and easily manage payments with a clear purchase history. With Zilch, you can tap and pay in various locations, whether on the high street, at a restaurant, or at the hairdresser's. They've already rewarded customers with over £5.8 million in Zilch Rewards and offer a referral program where you and your friend can earn £5 each. It's a modern and responsible way to shop and manage your finances.