Perenna is on a mission to create a nation of happy homeowners by revolutionizing the mortgage banking industry. Their goal is to ensure that everyone who can afford a home has the opportunity to own one. Perenna differentiates itself by utilizing covered bonds instead of savings deposits, allowing them to offer flexible long-term fixed-rate mortgages, shielding customers from rising interest rates. The company aims to contribute to solving the housing crisis, channeling pension fund and insurance company funds into the economy through mortgages, and addressing the climate crisis by promoting energy-efficient home upgrades. With a commitment to helping people stay in their homes throughout retirement, Perenna has received significant investments and obtained a full banking license from the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA).