Fintech Farm: Transforming Emerging Markets with Digital Banks Fintech Farm, a UK-based fintech startup, is on a mission to establish digital banks in emerging markets. With plans to expand into eight countries, including African nations, over the next 24 months, Fintech Farm has its sights set on revolutionizing banking in regions where traditional financial services may be lacking. Founded by industry veterans, including Dmytro Dubilet, co-founder of Ukrainian neobank Monobank, and former KPMG U.K. director Nick Bezkrovnyy, the company adopts a credit-focused neobank model. Since its launch in Azerbaijan in November 2021, Fintech Farm is committed to advancing financial inclusion across the globe.